Financial institutions

Stop fraud before it disrupts your business

Checkr helps you verify identities and search criminal records in real time, so you can make confident decisions before risk becomes loss.

KYC isn’t enough to catch real risk

Traditional identity checks tell you who someone is, but that's only one part of the picture. ID checks and watchlists don't surface the context financial institutions need to assess real risk. Checkr adds real-time criminal records to your Know Your Customer (KYC) process and risk stack, so you can make informed risk decisions, stay compliant, and protect revenue.

Why leading financial institutions choose Checkr

Checkr powers millions of verifications every month,, drawing on comprehensive criminal, public record, and identity data. It’s high-signal risk intelligence delivered through flexible APIs and tailored to your policies.

99%
US population criminal coverage

99%
identity verification of US mainstream populations

40%
reduction in manual review

2,400+
real-time criminal record sources

Checkr's Know Your Customer risk stack for financial institutions

Checkr delivers real-time insight across every layer of customer risk—criminal, watchlist, and identity data—through one flexible integration. Built for compliance with KYC, Know Your Business (KYB), Bank Secrecy Act (BSA), anti-money laundering (AML), Customer Identification Program (CIP), and customer due diligence (CDD) requirements.

National criminal database

Surface prior convictions tied to fraud, theft, and financial crimes from over 650 million public records across courts, corrections, and more.

Global watchlists

Screen individuals against FBI, OFAC, Interpol, and other US and international watchlists to stay compliance and block high-risk actors.

Identity checks

Match submitted identity information against more than 9 billion verified records to catch synthetic and fake identities before they enter your system—no document upload required for most users.

Biometric and document verification

Protect high-risk, high-value transactions by stopping impersonation, deepfakes, and identity spoofing. Add selfie-to-ID verification with a 99% detection rate and near-zero false positives.

API

Real-time risk intelligence, built into your workflows

Checkr integrates with your platform via API to deliver real-time insight on identity, criminal history, and watchlist data. Build custom flows that match your risk thresholds without slowing customer acquisition.

Dashboard

Screen in minutes, with no integration needed

Whether you're investigating a single individual or screening in batches, get instant access to criminal records and identity checks via one dashboard—no engineering support required.

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Ready to protect revenue by verifying more than identity?

Get a live walkthrough of how Checkr helps you catch fraud earlier, reduce loss, and meet your compliance requirements.